Sunday, January 11, 2009

USDA Rural Home Loans - Seller Paid closing costs are allowed

USDA Rural Home Loans - Seller Paid closing costs are allowed!

That's right, in this tight credit environment where the big banks won't give a break to the "Joe Six-Pack" homebuyer (in the words of Sarah Palin), the little known USDA Rural Development Loan program comes to the rescue. With the USDA Rural Development Loan you can:
*zero down payment - 100% financing
*finance your closing costs - up to 6%
*get all your closing costs paid by the seller (up to 6%)

Affordable, Fixed rate Home Loans for much of America. Please call us to see if your area qualifies for the USDA Home Loan. The USDA Home Loan is available for Purchase & Refinance of your home. The USDA Rural Home Loan does have some income restrictions, but they are very reasonable. Call for Details: 866-900-2342 toll free, ask for Brian. VanDyk Mortgage is a USDA Direct Lender. We have been making Government Loans since 1987. www.vandykfunding.com.

We serve the following areas for VA, FHA, USDA, and Conventional loans: California, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.

USDA Rural Home loans - 100% financing still exists!

USDA Rural Home loans - 100% financing still exists!
VanDyk Mortgage is proud to offer another US Government backed home loan program direct to consumers: The USDA Rural home loan. This program allows ZERO down payment, and is available in all 50 states. There are restrictions on eligible locations & total household income, but this program offers a fantastic alternative for Families wishing to Purchase a new home, or refinance their existing home who may not qualify for other loan programs.

Call the USDA Home Loan Experts at VanDyk Mortgage to find out if your home or future home qualifies for this unique 100% financing loan program with no down payment requirement.

A couple of things to consider: Don't be misled by the "Rural" moniker. You don't have to have livestock in your yard for your home to qualify for one of these loans (livestock is OK however!). You might be surprised to find out what cities & towns qualify for the USDA Home Loan program. Call us for details.

VanDyk Mortgage has been making Government Home Loans such as USDA, VA & FHA laons as a Government Direct Lender since 1987. Please contact us at 866-900-2342 toll free, ask for Brian Skaar or visit us online at www.vandykfunding.com.

We offer the USDA Rural program accross America, including California, Washington, Texas, Missouri, Florida, and more.